1st Advantage Federal Credit Union Review
A credit union focused on member service in Virginia.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Advantage Checking | No monthly fee |
Savings: | Regular Savings | 1.00% APY |
Credit: | Visa Platinum | 1% cash back |
Mortgage: | 30 Year Fixed | 6.50% interest rate |
Fee Rating
3.0/5
Lower is better
FDIC Insured
Yes
Certificate: 24804
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
20
Physical Locations
Key Features
- Strong local presence, good rates.
Bank Information
Routing Number
251480703
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-13:00"}
Customer Service
1-800-XXX-XXXX
M-F 9-5
Headquarters
Newport News, VA
Years in Business
74 years (Est. 1951)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, must include letters and numbers
Two-Factor Authentication
SMS code, Email code
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login on app
Login Instructions
Visit the login page, enter your username and password, and follow prompts for two-factor authentication if enabled.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: M-F 9-5
Products & Services
Accounts & Products
Checking
Advantage Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2
Savings
Regular Savings
APY
$1.00%
Annual Earnings
$1.00
Compounds
$Monthly
Minimum Balance
$50
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Visa Platinum
Annual Fee
$0
Cash Back
$1%
APR Range
$12.99% - 22.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.5%
APR
$6.75%
Term
$30 Years
Min Down Payment
$3%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Excellent customer support
Digital Features
Ready to Start Banking with 1st Advantage Federal Credit Union?
Visit their website to explore account options and start your application