1st Commerce Bank Review
A community bank emphasizing personalized service in Sacramento.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Community Checking | $10.00/month |
Savings: | Business Savings | 0.50% APY |
Credit: | Business Card | 1% cash back |
Mortgage: | 15 Year Fixed | 6.25% interest rate |
Fee Rating
3.2/5
Lower is better
FDIC Insured
Yes
Certificate: 57850
Digital Banking
3.8/5
Online & Mobile Experience
Branch Network
5
Physical Locations
Key Features
- Personalized banking, local decision-making.
Bank Information
Routing Number
121140293
Branch Hours
{"Mon-Fri": "9:00-17:00"}
Customer Service
1-916-XXX-XXXX
M-F 9-5
Headquarters
Sacramento, CA
Years in Business
18 years (Est. 2007)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, must include letters, numbers, and special character
Two-Factor Authentication
SMS code
Forgot Password
Reset PasswordSecurity Features
SSL encryption, two-factor authentication
Login Instructions
Go to the login page, input your username and password, and verify via SMS if prompted.
Login Help
Call customer service: 1-916-XXX-XXXX
Hours: M-F 9-5
Products & Services
Accounts & Products
Checking
Community Checking
Monthly Fee
$10
Minimum Balance
$1000
Card Type
$Debit
Minimum Deposit
$50
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Business Savings
APY
$0.50%
Annual Earnings
$0.50
Compounds
$Quarterly
Minimum Balance
$1000
Monthly Fee
$10
Withdrawal Limit
$6/month
Credit Card
Business Card
Mortgage
15 Year Fixed
Interest Rate
$6.25%
APR
$6.4%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with 1st Commerce Bank?
Visit their website to explore account options and start your application