Affinity Plus Federal Credit Union Review

A credit union committed to member financial well-being in Minnesota.

4.3/5

Customer Satisfaction

1930

Established

$3.00

Total Assets

Featured Products

Checking:
Kasasa Cash CheckingNo monthly fee
Savings:
High Yield Savings40.00% APY
Credit:
Platinum Rewards1% cash back
Mortgage:
30 Year Fixed6.38% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 6543)

Fee Rating

2.9/5

Lower is better

FDIC Insured

Yes

Certificate: 6543

Digital Banking

4.1/5

Online & Mobile Experience

Branch Network

30

Physical Locations

Key Features

  • Member-focused, competitive rates.

Bank Information

Routing Number

291075000

Branch Hours

{"Mon-Fri": "8:30-16:30"}

Customer Service

1-800-XXX-XXXX

M-F 8-7

Headquarters

St. Paul, MN

Years in Business

95 years (Est. 1930)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Affinity Plus Mobile

Password Requirements

8-20 characters, must include letters, numbers, and special character

Two-Factor Authentication

SMS code, Email code, Biometric

Forgot Password

Reset Password

Security Features

Multi-factor authentication, SSL encryption, biometric login, fraud alerts

Login Instructions

Navigate to the login page, input your username and password, and follow two-factor prompts.

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: M-F 8-7

Accounts & Products

Checking

Kasasa Cash Checking

Monthly Fee

$0

Minimum Balance

$0

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$25

ATM Fee

$2

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

High Yield Savings

APY

$40.00%

Annual Earnings

$40.00

Compounds

$Monthly

Minimum Balance

$500

Monthly Fee

$5

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Platinum Rewards

Annual Fee

$0

Cash Back

$1%

APR Range

$9.99% - 19.99%

Network

$Visa

0% Intro APR for 6 months
Signup Bonus: 2,500 bonus points
View Details

Mortgage

30 Year Fixed

Interest Rate

$6.375%

APR

$6.5%

Term

$30 Years

Min Down Payment

$3%

Min Loan Amount

$50,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program
Rural Housing Loans
View Details

Digital Banking Experience

Mobile App Rating

4.4/5

Very Good mobile experience

Online Banking

4.1/5

Very Good online experience

Customer Service

4.6/5

Excellent customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Affinity Plus Federal Credit Union?

Visit their website to explore account options and start your application