American Savings Bank Review
A bank with a long history of serving Hawaii.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Basic Checking | $8.00/month |
Savings: | eSavings Account | 25.00% APY |
Credit: | Preferred Rewards | 1% cash back |
Mortgage: | 5/1 ARM | 5.88% interest rate |
Fee Rating
3.3/5
Lower is better
FDIC Insured
Yes
Certificate: 18888
Digital Banking
4.3/5
Online & Mobile Experience
Branch Network
60
Physical Locations
Key Features
- Strong ties to Hawaii, diverse products.
Bank Information
Routing Number
121301748
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-13:00"}
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Honolulu, HI
Years in Business
100 years (Est. 1925)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, must include letters, numbers, and special character
Two-Factor Authentication
SMS code, Email code, Biometric
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login, fraud alerts
Login Instructions
Go to the login page, input your username and password, and complete two-factor authentication if enabled.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Basic Checking
Monthly Fee
$8
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$20
Overdraft Fee
$35
ATM Fee
$2.5
Savings
eSavings Account
APY
$25.00%
Annual Earnings
$25.00
Compounds
$Monthly
Minimum Balance
$100
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Preferred Rewards
Annual Fee
$0
Cash Back
$1%
APR Range
$15.99% - 25.99%
Network
$Mastercard
Mortgage
5/1 ARM
Interest Rate
$5.875%
APR
$6%
Term
$30 Years
Min Down Payment
$20%
Min Loan Amount
$100,000
Max Loan Amount
$2,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with American Savings Bank?
Visit their website to explore account options and start your application