Ameris Bank Review

A regional bank in the Southeast with a range of services.

3.9/5

Customer Satisfaction

1971

Established

$7.50

Total Assets

Featured Products

Checking:
Classic Checking$5.00/month
Savings:
Regular Savings1.00% APY
Credit:
Cash Rewards2% cash back
Mortgage:
30 Year Fixed6.63% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 18999)

Fee Rating

3.4/5

Lower is better

FDIC Insured

Yes

Certificate: 18999

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

70

Physical Locations

Key Features

  • Growing network, business services.

Bank Information

Routing Number

061201855

Branch Hours

{"Mon-Fri": "9:00-16:00", "Sat": "9:00-12:00"}

Customer Service

1-800-XXX-XXXX

M-F 8-6

Headquarters

Moultrie, GA

Years in Business

54 years (Est. 1971)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Ameris Bank Mobile

Password Requirements

8-20 characters, must include letters and numbers

Two-Factor Authentication

SMS code, Email code

Forgot Password

Reset Password

Security Features

SSL encryption, multi-factor authentication, biometric login

Login Instructions

Access the login page, enter your username and password, and verify via two-factor authentication if required.

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: M-F 8-6

Accounts & Products

Checking

Classic Checking

Monthly Fee

$5

Minimum Balance

$100

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$32

ATM Fee

$3

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Regular Savings

APY

$1.00%

Annual Earnings

$1.00

Compounds

$Quarterly

Minimum Balance

$25

Monthly Fee

$5

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Cash Rewards

Annual Fee

$0

Cash Back

$2%

APR Range

$14.99% - 24.99%

Network

$Visa

0% Intro APR for 0 months
Signup Bonus: Cash back bonus
View Details

Mortgage

30 Year Fixed

Interest Rate

$6.625%

APR

$6.8%

Term

$30 Years

Min Down Payment

$3%

Min Loan Amount

$50,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program
USDA Loans
View Details

Digital Banking Experience

Mobile App Rating

4.1/5

Very Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Ameris Bank?

Visit their website to explore account options and start your application