BancorpSouth Bank Review
A regional bank serving the Southeast, part of Cadence Bank.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Performance Checking | $7.00/month |
Savings: | Performance Savings | 50.00% APY |
Credit: | Visa Platinum | 1% cash back |
Mortgage: | 30 Year Fixed | 6.60% interest rate |
Fee Rating
3.2/5
Lower is better
FDIC Insured
Yes
Certificate: 11813
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
350
Physical Locations
Key Features
- Extensive branch network, business banking.
Bank Information
Routing Number
084201278
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-12:00"}
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Tupelo, MS
Years in Business
149 years (Est. 1876)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, letters, numbers, special character
Two-Factor Authentication
SMS code, Email code
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login
Login Instructions
Enter username and password on the login page; verify with SMS or email code if prompted.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Performance Checking
Monthly Fee
$7
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$50
Overdraft Fee
$36
ATM Fee
$2.5
Savings
Performance Savings
APY
$50.00%
Annual Earnings
$50.00
Compounds
$Monthly
Minimum Balance
$300
Monthly Fee
$4
Withdrawal Limit
$6/month
Credit Card
Visa Platinum
Annual Fee
$0
Cash Back
$1%
APR Range
$14.99% - 24.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.6%
APR
$6.75%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with BancorpSouth Bank?
Visit their website to explore account options and start your application