Bank of the West Review

A bank operating primarily in the Western U.S.

3.9/5

Customer Satisfaction

1874

Established

$105.00

Total Assets

Featured Products

Checking:
Any Deposit Checking$10.00/month
Savings:
Classic Savings30.00% APY
Credit:
Platinum MastercardNo annual fee
Mortgage:
30 Year Fixed6.45% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 3514)

Fee Rating

3.2/5

Lower is better

FDIC Insured

Yes

Certificate: 3514

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

500

Physical Locations

Key Features

  • Diverse products, digital banking.

Bank Information

Routing Number

121100782

Branch Hours

{"Mon-Fri": "9:00-17:00"}

Customer Service

1-800-XXX-XXXX

24/7

Headquarters

San Francisco, CA

Years in Business

151 years (Est. 1874)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Bank of the West Mobile

Password Requirements

8-20 characters, letters, numbers, special character

Two-Factor Authentication

SMS code, Biometric

Forgot Password

Reset Password

Security Features

Multi-factor authentication, SSL encryption, biometric login

Login Instructions

Input username and password; complete two-factor authentication if enabled.

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: 24/7

Accounts & Products

Checking

Any Deposit Checking

Monthly Fee

$10

Minimum Balance

$1000

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$35

ATM Fee

$3

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Classic Savings

APY

$30.00%

Annual Earnings

$30.00

Compounds

$Monthly

Minimum Balance

$300

Monthly Fee

$5

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Platinum Mastercard

Annual Fee

$0

Card Type

$Low Interest

APR Range

$14.99% - 24.99%

Network

$Mastercard

0% Intro APR for 12 months
View Details

Mortgage

30 Year Fixed

Interest Rate

$6.45%

APR

$6.6%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program
Jumbo Loans
View Details

Digital Banking Experience

Mobile App Rating

4.1/5

Very Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Bank of the West?

Visit their website to explore account options and start your application