BB&T Review
A regional bank in the Southeast, now part of Truist Financial.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Bright Checking | $10.00/month |
Savings: | Investor’s Choice Savings | 40.00% APY |
Credit: | Spectrum Cash Rewards | 2% cash back |
Mortgage: | 30 Year Fixed | 6.50% interest rate |
Fee Rating
3.1/5
Lower is better
FDIC Insured
Yes
Certificate: 9846
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
1,900
Physical Locations
Key Features
- Strong branch network, mortgage products.
Bank Information
Routing Number
053101121
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-12:00"}
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Winston-Salem, NC
Years in Business
153 years (Est. 1872)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, letters, numbers, special character
Two-Factor Authentication
SMS code, Email code, Biometric
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login
Login Instructions
Enter username and password; use two-factor authentication if prompted.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Bright Checking
Monthly Fee
$10
Minimum Balance
$1500
Card Type
$Debit
Minimum Deposit
$50
Overdraft Fee
$36
ATM Fee
$2.5
Savings
Investor’s Choice Savings
APY
$40.00%
Annual Earnings
$40.00
Compounds
$Monthly
Minimum Balance
$300
Monthly Fee
$5
Withdrawal Limit
$6/month
Credit Card
Spectrum Cash Rewards
Annual Fee
$0
Cash Back
$2%
APR Range
$15.99% - 25.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.5%
APR
$6.65%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with BB&T?
Visit their website to explore account options and start your application