Capital One Review

A national bank known for digital banking and credit cards.

4.2/5

Customer Satisfaction

1994

Established

$478.46

Total Assets

Featured Products

Checking:
360 CheckingNo monthly fee
Savings:
360 Performance Savings450.00% APY
Credit:
Venture Rewards75,000 miles
Mortgage:
30 Year Fixed6.35% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 4297)

Fee Rating

3.8/5

Lower is better

FDIC Insured

Yes

Certificate: 4297

Digital Banking

4.6/5

Online & Mobile Experience

Branch Network

300

Physical Locations

Key Features

  • Innovative digital tools, no-fee accounts.

Bank Information

Routing Number

031176110

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-XXX-XXXX

24/7

Headquarters

McLean, VA

Years in Business

31 years (Est. 1994)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Capital One Mobile

Password Requirements

8–20 chars; letter+number

Two-Factor Authentication

SMS, Authenticator App

Forgot Password

Reset Password

Security Features

Biometric login; device recognition

Login Instructions

Go to login page → enter credentials → complete 2FA

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: 24/7

Accounts & Products

Checking

360 Checking

Monthly Fee

$0

Minimum Balance

$0

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$25

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

360 Performance Savings

APY

$450.00%

Annual Earnings

$450.00

Compounds

$Monthly

Minimum Balance

$500

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Venture Rewards

Annual Fee

$95

Card Type

$Rewards

APR Range

$17.99% - 26.99%

Network

$Visa

0% Intro APR for 12 months
Signup Bonus: 75,000 miles
No Foreign Transaction Fee
View Details

Mortgage

30 Year Fixed

Interest Rate

$6.35%

APR

$6.5%

Term

$30 Years

Min Down Payment

$3%

Min Loan Amount

$50,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program
First-Time Homebuyer
View Details

Digital Banking Experience

Mobile App Rating

4.7/5

Excellent mobile experience

Online Banking

4.6/5

Excellent online experience

Customer Service

4.3/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Capital One?

Visit their website to explore account options and start your application