Centennial Bank Review
A regional bank in Arkansas and Florida.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Free Checking | No monthly fee |
Savings: | Statement Savings | 60.00% APY |
Credit: | Visa Classic | No annual fee |
Mortgage: | 15 Year Fixed | 6.10% interest rate |
Fee Rating
3.4/5
Lower is better
FDIC Insured
Yes
Certificate: 11241
Digital Banking
3.9/5
Online & Mobile Experience
Branch Network
170
Physical Locations
Key Features
- Community focus, personalized service.
Bank Information
Routing Number
082902757
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
M-F 8-6
Headquarters
Conway, AR
Years in Business
26 years (Est. 1999)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars; no spaces
Two-Factor Authentication
SMS, Email
Forgot Password
Reset PasswordSecurity Features
2FA via SMS; security questions
Login Instructions
Select “Online Banking” → enter credentials → follow prompts
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: M-F 8-6
Products & Services
Accounts & Products
Checking
Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Statement Savings
APY
$60.00%
Annual Earnings
$60.00
Compounds
$Monthly
Minimum Balance
$200
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
Visa Classic
Annual Fee
$0
Card Type
$Low Interest
APR Range
$15.99% - 25.99%
Network
$Visa
Mortgage
15 Year Fixed
Interest Rate
$6.1%
APR
$6.25%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Centennial Bank?
Visit their website to explore account options and start your application