Chemical Bank Review
A regional bank, now part of Huntington.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Asterisk-Free Checking | No monthly fee |
Savings: | Huntington Savings | 30.00% APY |
Credit: | Huntington Voice | 3% cash back |
Mortgage: | 30 Year Fixed | 6.40% interest rate |
Fee Rating
3.2/5
Lower is better
FDIC Insured
Yes
Certificate: 13620
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
1,900
Physical Locations
Key Features
- Strong Midwest presence, business services.
Bank Information
Routing Number
072410013
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Midland, MI
Years in Business
108 years (Est. 1917)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–16 chars; include digit
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit encryption; auto‑logout
Login Instructions
Go to site → click login → enter credentials
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Asterisk-Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Huntington Savings
APY
$30.00%
Annual Earnings
$30.00
Compounds
$Monthly
Minimum Balance
$300
Monthly Fee
$4
Withdrawal Limit
$6/month
Credit Card
Huntington Voice
Annual Fee
$0
Cash Back
$3%
APR Range
$15.99% - 25.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.4%
APR
$6.55%
Term
$30 Years
Min Down Payment
$3%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Chemical Bank?
Visit their website to explore account options and start your application