Citibank Review
A global bank with a strong U.S. presence.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Access Checking | $10.00/month |
Savings: | Citi Savings | 5.00% APY |
Credit: | Double Cash | 2% cash back |
Mortgage: | 15 Year Fixed | 6.00% interest rate |
Fee Rating
3.1/5
Lower is better
FDIC Insured
Yes
Certificate: 7213
Digital Banking
4.4/5
Online & Mobile Experience
Branch Network
650
Physical Locations
Key Features
- International services, wealth management.
Bank Information
Routing Number
021000089
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
New York, NY
Years in Business
213 years (Est. 1812)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars; letter+number
Two-Factor Authentication
SMS, Citi® Token
Forgot Password
Reset PasswordSecurity Features
Device fingerprint; SSL
Login Instructions
Enter User ID & password → verify with Citi Token
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Access Checking
Monthly Fee
$10
Minimum Balance
$1500
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Citi Savings
APY
$5.00%
Annual Earnings
$5.00
Compounds
$Monthly
Minimum Balance
$500
Monthly Fee
$4.5
Withdrawal Limit
$6/month
Credit Card
Double Cash
Annual Fee
$0
Cash Back
$2%
APR Range
$15.99% - 25.99%
Network
$Mastercard
Mortgage
15 Year Fixed
Interest Rate
$6%
APR
$6.15%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
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Visit their website to explore account options and start your application