Commerce Bank Review
A regional bank in the Midwest.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Free Checking | No monthly fee |
Savings: | Regular Savings | 60.00% APY |
Credit: | Special Connections | 1.5% cash back |
Mortgage: | 30 Year Fixed | 6.40% interest rate |
Fee Rating
3.5/5
Lower is better
FDIC Insured
Yes
Certificate: 24998
Digital Banking
4.1/5
Online & Mobile Experience
Branch Network
150
Physical Locations
Key Features
- Community focus, customer service.
Bank Information
Routing Number
101000019
Branch Hours
{"Mon-Fri": "9:00-17:00"}
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Kansas City, MO
Years in Business
160 years (Est. 1865)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars; no spaces
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; device check
Login Instructions
Navigate to login → enter credentials → verify
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Regular Savings
APY
$60.00%
Annual Earnings
$60.00
Compounds
$Monthly
Minimum Balance
$300
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
Special Connections
Annual Fee
$0
Cash Back
$1.5%
APR Range
$14.99% - 24.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.4%
APR
$6.55%
Term
$30 Years
Min Down Payment
$3%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Commerce Bank?
Visit their website to explore account options and start your application