Community Bank Review
A community bank in New York and Pennsylvania.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Free Checking | No monthly fee |
Savings: | Statement Savings | 50.00% APY |
Credit: | Visa Classic | No annual fee |
Mortgage: | 15 Year Fixed | 6.10% interest rate |
Fee Rating
3.6/5
Lower is better
FDIC Insured
Yes
Certificate: 6989
Digital Banking
3.9/5
Online & Mobile Experience
Branch Network
200
Physical Locations
Key Features
- Personalized service, local focus.
Bank Information
Routing Number
021307559
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
M-F 8-6
Headquarters
Dewitt, NY
Years in Business
159 years (Est. 1866)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–16 chars; letter+number
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
Encryption; auto‑lock
Login Instructions
Select online banking → enter credentials → complete 2FA
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: M-F 8-6
Products & Services
Accounts & Products
Checking
Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2
Savings
Statement Savings
APY
$50.00%
Annual Earnings
$50.00
Compounds
$Monthly
Minimum Balance
$200
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
Visa Classic
Annual Fee
$0
Card Type
$Low Interest
APR Range
$15.99% - 25.99%
Network
$Visa
Mortgage
15 Year Fixed
Interest Rate
$6.1%
APR
$6.25%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Community Bank?
Visit their website to explore account options and start your application