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Fifth Third Bank Mortgage Products

Compare all mortgage products offered by Fifth Third Bank to find the right home loan.

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Mortgage Options

Fifth Third Bank offers 1 different mortgage products to fit various home buying needs.

Current Rates

Starting at 4.250% for fixed-rate mortgages

Rate Disclosure

Rates shown are subject to change. Last updated: 4/1/2025

Special Programs Mortgages

30-Year Fixed
30 Years

Interest Rate

4.250%

APR

4.375%

Estimated Monthly Payment

$1,476

Based on a $300,000 loan

Down Payment

Min 5%

Loan Amount

$50,000 - $970,800

Origination Fee:1%
PMI Required:Yes
Min Credit Score:620
HomeReady

Estimate Your Monthly Payments

Use our mortgage calculator to estimate your monthly mortgage payments based on home price, down payment, interest rate, and loan term.

Try Our Mortgage Calculator

Mortgage Selection Tips

Finding the Right Mortgage

  • • Compare APRs, not just interest rates
  • • Consider how long you plan to stay in the home
  • • Factor in all costs including origination fees
  • • Check requirements for down payment and credit score
  • • Look into first-time homebuyer programs if applicable

Preparing for Your Application

  • • Check and improve your credit score beforehand
  • • Save for a down payment of at least 20% to avoid PMI
  • • Gather documentation: tax returns, bank statements, pay stubs
  • • Get pre-approved before house hunting
  • • Avoid major purchases or new credit before closing

Ready to Apply?

Visit the Fifth Third Bank website to start your mortgage application or speak with a loan officer.

Visit Fifth Third Bank Website