First Banks Review
First Banks, formerly First National Bank of Hamilton, provides personal and business banking in Southwestern Ohio with a focus on customer service.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Premier Checking | $8.00/month |
Savings: | Community Savings | 4.00% APY |
Credit: | First Choice Rewards | 1% cash back |
Mortgage: | 15-Year Fixed | 3.75% interest rate |
Fee Rating
3.8/5
Lower is better
FDIC Insured
Yes
Certificate: 58747
Digital Banking
3.5/5
Online & Mobile Experience
Branch Network
50
Physical Locations
Key Features
- Local decision‑making; No‑fee checking tier; Personalized service.
Bank Information
Routing Number
042000314
SWIFT Code
FRBKUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-762-2539
Mon–Fri 8am–6pm ET
Headquarters
Hamilton, OH, USA
Years in Business
62 years (Est. 1963)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–16 chars; no spaces
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; auto‑logout
Login Instructions
Navigate to login → enter credentials → verify
Login Help
Call customer service: 1-800-762-2539
Hours: Mon–Fri 8am–6pm ET
Products & Services
Accounts & Products
Checking
Premier Checking
Monthly Fee
$8
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2.5
Savings
Community Savings
APY
$4.00%
Annual Earnings
$4.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$4
Withdrawal Limit
$6/month
Credit Card
First Choice Rewards
Annual Fee
$0
Cash Back
$1%
APR Range
$15.99% - 23.99%
Network
$Mastercard
Mortgage
15-Year Fixed
Interest Rate
$3.75%
APR
$3.85%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$40,000
Max Loan Amount
$500,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with First Banks?
Visit their website to explore account options and start your application