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First Citizens Bank Checking Accounts

Compare all checking accounts offered by First Citizens Bank to find the best fit for your needs.

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About First Citizens Bank

First Citizens Bank offers a range of checking accounts designed to meet different banking needs and preferences.

Account Options

1 checking accounts available with different fee structures and features.

Security

FDIC insured deposits up to $250,000 per depositor.

Value Checking

Monthly Fee

$12

Minimum Balance

$1,000

Card Type

Debit

Minimum Opening Deposit

$50

Overdraft Fee

$34

Out-of-network ATM Fee

$3 (Reimbursed)

Sign-up Bonus: $100

Set up direct deposit

Rewards Program

3% on groceries

Mobile Banking
Mobile Deposit
Direct Deposit
ATM Fee Reimbursement
Rewards Program

Special Features

No monthly fee with $1k balance

Ready to Open a Checking Account?

Visit the First Citizens Bank website to start your application or learn more about their checking accounts.

Visit First Citizens Bank Website