First Citizens Bank Savings Accounts
Compare all savings accounts offered by First Citizens Bank to find the best rate for your money.
About First Citizens Bank Savings
First Citizens Bank offers 1 savings accounts with competitive interest rates and flexible terms.
Highest APY
0.25% on the Premium Savings
Security
FDIC insured deposits up to $250,000 per depositor.
Premium Savings
High-Yield Savings
APY
0.25%
Compounds daily
Annual Earnings
$25
on $10,000 balance
Minimum Deposit
No minimum
Minimum Balance
No minimum
Monthly Fee
No fee
Withdrawal Limit
6/month0
No Monthly Fee
No Minimum Balance
Special Features
No minimum balance
Savings Account Tips
Finding the Best Savings Account
- • Look for accounts with the highest APY for your deposit amount
- • Consider accounts with no monthly maintenance fees
- • Check minimum balance requirements to avoid fees
- • Understand withdrawal limits and fees
- • Verify if interest rates are fixed or variable
Maximizing Your Savings
- • Set up automatic deposits from your checking account
- • Maintain the minimum balance to avoid fees
- • Consider laddering multiple accounts for different goals
- • Review and compare rates annually
- • Use online and mobile banking to track your progress
Ready to Start Saving?
Visit the First Citizens Bank website to open a savings account and start earning interest on your deposits.
Visit First Citizens Bank Website