First Federal Bank Review
First Federal Bank of New Jersey provides personal and business banking with a focus on community development and local decision‑making throughout New Jersey.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Classic Checking | $6.00/month |
Savings: | Classic Savings | 3.50% APY |
Credit: | FFBNJ Visa Signature | 1% cash back |
Mortgage: | 15-Year Fixed | 3.38% interest rate |
Fee Rating
3.9/5
Lower is better
FDIC Insured
Yes
Certificate: 55758
Digital Banking
3.5/5
Online & Mobile Experience
Branch Network
30
Physical Locations
Key Features
- No‑fee checking options; Strong customer satisfaction; Community investment programs.
Bank Information
Routing Number
021302567
SWIFT Code
FFBNUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-226-5548
Mon–Fri 8am–5pm ET
Headquarters
Mount Holly, NJ, USA
Years in Business
105 years (Est. 1920)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–12 chars; alphanumeric
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; auto‑logout
Login Instructions
Visit login page → enter credentials → complete 2FA
Login Help
Call customer service: 1-800-226-5548
Hours: Mon–Fri 8am–5pm ET
Products & Services
Accounts & Products
Checking
Classic Checking
Monthly Fee
$6
Minimum Balance
$250
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2.5
Savings
Classic Savings
APY
$3.50%
Annual Earnings
$3.50
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
FFBNJ Visa Signature
Annual Fee
$0
Cash Back
$1%
APR Range
$15.49% - 25.49%
Network
$Visa
Mortgage
15-Year Fixed
Interest Rate
$3.375%
APR
$3.5%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$40,000
Max Loan Amount
$400,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with First Federal Bank?
Visit their website to explore account options and start your application