First Interstate Bank Review

First Interstate Bank serves 14 western states with personal and commercial banking, mortgage lending, and wealth management services.

4.0/5

Customer Satisfaction

1929

Established

$15.00

Total Assets

Featured Products

Checking:
Essentials Checking$10.00/month
Savings:
Choice Savings15.00% APY
Credit:
Interstate Signature1% cash back
Mortgage:
30-Year Fixed4.00% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 60882)

Fee Rating

3.7/5

Lower is better

FDIC Insured

Yes

Certificate: 60882

Digital Banking

3.8/5

Online & Mobile Experience

Branch Network

150

Physical Locations

Key Features

  • Regional expertise; Competitive mortgage rates; Low fees.

Bank Information

Routing Number

325273232

SWIFT Code

FIBIUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-866-450-3629

Mon–Fri 7am–7pm MT

Headquarters

Billings, MT, USA

Years in Business

96 years (Est. 1929)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

First Interstate Mobile

Password Requirements

8–20 chars; no spaces

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

Device fingerprint; SSL

Login Instructions

Go to online banking → enter credentials → verify

Login Help

Call customer service: 1-866-450-3629

Hours: Mon–Fri 7am–7pm MT

Accounts & Products

Checking

Essentials Checking

Monthly Fee

$10

Minimum Balance

$500

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$35

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Choice Savings

APY

$15.00%

Annual Earnings

$15.00

Compounds

$Daily

Minimum Balance

$500

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Interstate Signature

Annual Fee

$0

Cash Back

$1%

APR Range

$14.74% - 24.74%

Network

$Visa

0% Intro APR for 12 months
Signup Bonus: 100.00
View Details

Mortgage

30-Year Fixed

Interest Rate

$4%

APR

$4.125%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$750,000

Western Choice
View Details

Digital Banking Experience

Mobile App Rating

3.9/5

Good mobile experience

Online Banking

3.8/5

Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with First Interstate Bank?

Visit their website to explore account options and start your application