First Midwest Bank Review

First Midwest Bank provides retail, commercial, and wealth services across Illinois, Indiana, and Wisconsin, with an emphasis on local relationships and community support.

4.0/5

Customer Satisfaction

1982

Established

$12.00

Total Assets

Featured Products

Checking:	Advantage Checking	$8.00/month
Savings:	Advantage Savings	6.00% APY
Credit:	Midwest Rewards	1% cash back
Mortgage:	30-Year Fixed	4.13% interest rate

FDIC insured up to $250,000 per depositor (Certificate: 57959)

Fee Rating

3.7/5

Lower is better

FDIC Insured

Yes

Certificate: 57959

Digital Banking

3.8/5

Online & Mobile Experience

Branch Network

Physical Locations

Key Features

Local decision‑making; Community focus; Solid digital tools.

Bank Information

Routing Number

071113563

SWIFT Code

FMBIUS41

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-322-3624

Mon–Fri 8am–5pm CT

Headquarters

Itasca, IL, USA

Years in Business

43 years (Est. 1982)

Visit Official Website

Online Banking Login

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Midwest Mobile

Android App iOS App

Password Requirements

8–20 chars; letter & number

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

SSL; timeout

Navigate to login → enter credentials → verify

Call customer service: 1-800-322-3624

Hours: Mon–Fri 8am–5pm CT

Products & Services

Accounts & Products

Checking

Advantage Checking

Monthly Fee

Minimum Balance

$250

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$32

ATM Fee

$2.5

Mobile Banking

Mobile Deposit

Direct Deposit

View Details

Savings

Advantage Savings

APY

$6.00%

Annual Earnings

$6.00

Compounds

$Monthly

Minimum Balance

$25

Monthly Fee

Withdrawal Limit

$6/month

Online Banking

Mobile Banking

Automatic Transfers

View Details

Credit Card

Midwest Rewards

Annual Fee

Cash Back

$1%

APR Range

$14.99% - 24.99%

Network

$Visa

0% Intro APR for 6 months

Signup Bonus: 50.00

View Details

Mortgage

30-Year Fixed

Interest Rate

$4.125%

APR

$4.25%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$600,000

Midwest Home

View Details

Digital Banking Experience

Mobile App Rating

3.8/5

Good mobile experience

Online Banking

3.8/5

Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay

Mobile check deposit

Person-to-person payments

Account alerts and notifications

Mobile wallet compatibility

Secure messaging

Ready to Start Banking with First Midwest Bank?

Visit their website to explore account options and start your application

Visit First Midwest Bank Website