First Niagara Savings Accounts
Compare all savings accounts offered by First Niagara to find the best rate for your money.
About First Niagara Savings
First Niagara offers 1 savings accounts with competitive interest rates and flexible terms.
Highest APY
0.06% on the Niagara Savings
Security
FDIC insured deposits up to $250,000 per depositor.
Niagara Savings
Regular Savings
APY
0.06%
Compounds monthly
Annual Earnings
$6
on $10,000 balance
Minimum Deposit
$25
Minimum Balance
$25
Monthly Fee
$3
Can be waived: Maintain $150 balance
Withdrawal Limit
6/month0
Special Features
Tiered rates
Savings Account Tips
Finding the Best Savings Account
- • Look for accounts with the highest APY for your deposit amount
- • Consider accounts with no monthly maintenance fees
- • Check minimum balance requirements to avoid fees
- • Understand withdrawal limits and fees
- • Verify if interest rates are fixed or variable
Maximizing Your Savings
- • Set up automatic deposits from your checking account
- • Maintain the minimum balance to avoid fees
- • Consider laddering multiple accounts for different goals
- • Review and compare rates annually
- • Use online and mobile banking to track your progress
Ready to Start Saving?
Visit the First Niagara website to open a savings account and start earning interest on your deposits.
Visit First Niagara Website