First Tennessee Bank Review

First Tennessee Bank (now part of First Horizon) serves consumers and businesses throughout Tennessee and the Southeast with full‑service retail, commercial, and mortgage banking.

4.1/5

Customer Satisfaction

1864

Established

$40.00

Total Assets

Featured Products

Checking:	Essential Checking	$7.00/month
Savings:	Essential Savings	4.50% APY
Credit:	Tennessee Rewards	1.25% cash back
Mortgage:	30-Year Fixed	4.00% interest rate

FDIC insured up to $250,000 per depositor (Certificate: 35636)

Fee Rating

3.6/5

Lower is better

FDIC Insured

Yes

Certificate: 35636

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

200

Physical Locations

Key Features

Strong regional expertise; robust mobile app; comprehensive mortgage offerings.

Bank Information

Routing Number

084000026

SWIFT Code

FTNNUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-382-5466

Mon–Fri 8am–6pm CT

Headquarters

Memphis, TN, USA

Years in Business

161 years (Est. 1864)

Visit Official Website

Online Banking Login

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

First Tennessee Mobile

Android App iOS App

Password Requirements

8–20 chars; letter & number

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

Biometric; SSL

Select sign-in → enter credentials → complete 2FA

Call customer service: 1-800-382-5466

Hours: Mon–Fri 8am–6pm CT

Products & Services

Accounts & Products

Checking

Essential Checking

Monthly Fee

Minimum Balance

$300

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$34

ATM Fee

$2.5

Mobile Banking

Mobile Deposit

Direct Deposit

View Details

Savings

Essential Savings

APY

$4.50%

Annual Earnings

$4.50

Compounds

$Monthly

Minimum Balance

$25

Monthly Fee

Withdrawal Limit

$6/month

Online Banking

Mobile Banking

Automatic Transfers

View Details

Credit Card

Tennessee Rewards

Annual Fee

Cash Back

$1.25%

APR Range

$14.49% - 24.49%

Network

$Visa

0% Intro APR for 12 months

Signup Bonus: 100.00

View Details

Mortgage

30-Year Fixed

Interest Rate

$4%

APR

$4.125%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$700,000

View Details

Digital Banking Experience

Mobile App Rating

4.0/5

Very Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay

Mobile check deposit

Person-to-person payments

Account alerts and notifications

Mobile wallet compatibility

Secure messaging

Ready to Start Banking with First Tennessee Bank?

Visit their website to explore account options and start your application

Visit First Tennessee Bank Website