FirstMerit Bank Review
FirstMerit Bank, now part of Huntington, has historically served Ohio and Michigan with community banking, commercial lending, and consumer deposits.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Free Checking | No monthly fee |
Savings: | Basic Savings | 4.50% APY |
Credit: | Merit Platinum | 1% cash back |
Mortgage: | 30-Year Fixed | 4.38% interest rate |
Fee Rating
3.6/5
Lower is better
FDIC Insured
Yes
Certificate: 58609
Digital Banking
3.7/5
Online & Mobile Experience
Branch Network
150
Physical Locations
Key Features
- Strong local roots; Robust commercial lending; Quick local decisions.
Bank Information
Routing Number
041215545
SWIFT Code
FMBSUS53
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-734-2018
Mon–Fri 8am–6pm ET
Headquarters
Akron, OH, USA
Years in Business
180 years (Est. 1845)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–16 chars; special char
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
Encryption; timeout
Login Instructions
Go to login → enter credentials → verify
Login Help
Call customer service: 1-800-734-2018
Hours: Mon–Fri 8am–6pm ET
Products & Services
Accounts & Products
Checking
Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$32
ATM Fee
$2.5
Savings
Basic Savings
APY
$4.50%
Annual Earnings
$4.50
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
Merit Platinum
Annual Fee
$0
Cash Back
$1%
APR Range
$14.99% - 24.99%
Network
$Visa
Mortgage
30-Year Fixed
Interest Rate
$4.375%
APR
$4.5%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$500,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with FirstMerit Bank?
Visit their website to explore account options and start your application