Fulton Bank Review
Fulton Bank is a community bank headquartered in Lancaster, PA, serving Pennsylvania, Maryland, and New Jersey with personal, business, and wealth management services.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Fulton Checking | $12.00/month |
Savings: | Fulton Savings | 5.50% APY |
Credit: | Fulton Platinum | 1% cash back |
Mortgage: | 30-Year Fixed | 4.13% interest rate |
Fee Rating
3.8/5
Lower is better
FDIC Insured
Yes
Certificate: 57730
Digital Banking
3.7/5
Online & Mobile Experience
Branch Network
100
Physical Locations
Key Features
- Community‑oriented service; no‑fee checking tiers; strong local reputation.
Bank Information
Routing Number
231381116
SWIFT Code
FBKTUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-322-3642
Mon–Fri 8am–8pm ET
Headquarters
Lancaster, PA, USA
Years in Business
143 years (Est. 1882)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars; alphanumeric
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; auto‑logout
Login Instructions
Visit sign-in → enter credentials → complete 2FA
Login Help
Call customer service: 1-800-322-3642
Hours: Mon–Fri 8am–8pm ET
Products & Services
Accounts & Products
Checking
Fulton Checking
Monthly Fee
$12
Minimum Balance
$500
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$34
ATM Fee
$2.5
Savings
Fulton Savings
APY
$5.50%
Annual Earnings
$5.50
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$3
Withdrawal Limit
$6/month
Credit Card
Fulton Platinum
Annual Fee
$0
Cash Back
$1%
APR Range
$15.49% - 25.49%
Network
$Visa
Mortgage
30-Year Fixed
Interest Rate
$4.125%
APR
$4.25%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$650,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Fulton Bank?
Visit their website to explore account options and start your application