GTE Financial Review

GTE Financial is a member-owned credit union in Florida offering banking, lending, and insurance services with an emphasis on member value.

4.2/5

Customer Satisfaction

1935

Established

$2.50

Total Assets

Featured Products

Checking:
GTE Core Checking$3.00/month
Savings:
GTE Savings18.00% APY
Credit:
GTE Platinum Visa1% cash back
Mortgage:
30-Year Fixed3.88% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 52309)

Fee Rating

3.0/5

Lower is better

FDIC Insured

Yes

Certificate: 52309

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

20

Physical Locations

Key Features

  • Competitive rates; community focus; low fees.

Bank Information

Routing Number

263172558

SWIFT Code

GTEFUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-XXX-XXXX

Mon–Fri 8am–6pm ET

Headquarters

Tampa, FL, USA

Years in Business

90 years (Est. 1935)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

GTE Mobile

Password Requirements

8–16 chars

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

Encryption, auto‑logout

Login Instructions

Enter credentials → complete 2FA

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: Mon–Fri 8am–6pm ET

Accounts & Products

Checking

GTE Core Checking

Monthly Fee

$3

Minimum Balance

$100

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$27.5

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

GTE Savings

APY

$18.00%

Annual Earnings

$18.00

Compounds

$Monthly

Minimum Balance

$50

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

GTE Platinum Visa

Annual Fee

$0

Cash Back

$1%

APR Range

$14.49% - 21.49%

Network

$Visa

0% Intro APR for 6 months
View Details

Mortgage

30-Year Fixed

Interest Rate

$3.875%

APR

$4%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$600,000

First-Time Homebuyer Program
Member-first programs
View Details

Digital Banking Experience

Mobile App Rating

4.1/5

Very Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with GTE Financial?

Visit their website to explore account options and start your application