Hancock Bank Review

Hancock Bank is a Gulf South regional bank offering personal and commercial banking, wealth management, and mortgage services.

4.0/5

Customer Satisfaction

1899

Established

$15.00

Total Assets

Featured Products

Checking:
Hancock 360 Checking$12.00/month
Savings:
Hancock Premier Savings30.00% APY
Credit:
Hancock Advantage Card1.25% cash back
Mortgage:
15-Year Fixed3.50% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 54943)

Fee Rating

3.2/5

Lower is better

FDIC Insured

Yes

Certificate: 54943

Digital Banking

3.9/5

Online & Mobile Experience

Branch Network

80

Physical Locations

Key Features

  • Strong regional presence; full-service wealth management; robust digital tools.

Bank Information

Routing Number

065004137

SWIFT Code

HNDEUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-XXX-XXXX

24/7

Headquarters

Gulfport, MS, USA

Years in Business

126 years (Est. 1899)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Hancock Mobile

Password Requirements

8–20 chars

Two-Factor Authentication

SMS, Phone call

Forgot Password

Reset Password

Security Features

Biometric login

Login Instructions

Enter login info → verify

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: 24/7

Accounts & Products

Checking

Hancock 360 Checking

Monthly Fee

$12

Minimum Balance

$1000

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$35

ATM Fee

$3

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Hancock Premier Savings

APY

$30.00%

Annual Earnings

$30.00

Compounds

$Daily

Minimum Balance

$500

Monthly Fee

$5

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Hancock Advantage Card

Annual Fee

$0

Cash Back

$1.25%

APR Range

$15.49% - 25.49%

Network

$Visa

0% Intro APR for 12 months
View Details

Mortgage

15-Year Fixed

Interest Rate

$3.5%

APR

$3.6%

Term

$15 Years

Min Down Payment

$5%

Min Loan Amount

$40,000

Max Loan Amount

$450,000

No PMI Required
View Details

Digital Banking Experience

Mobile App Rating

3.9/5

Good mobile experience

Online Banking

3.9/5

Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Hancock Bank?

Visit their website to explore account options and start your application