Hills Bank and Trust Company Review
Hills Bank is a community bank in eastern Iowa providing personal, business, and agricultural banking services with local decision-making.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Community Checking | No monthly fee |
Savings: | Community Savings | 12.00% APY |
Credit: | Community Cash Card | 1% cash back |
Mortgage: | 30-Year Fixed | 4.00% interest rate |
Fee Rating
2.8/5
Lower is better
FDIC Insured
Yes
Certificate: 58247
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
12
Physical Locations
Key Features
- Local expertise; personalized service; community reinvestment.
Bank Information
Routing Number
073908719
SWIFT Code
HILZUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
Mon–Fri 8am–5pm CT
Headquarters
Hills, IA, USA
Years in Business
121 years (Est. 1904)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–12 chars
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
Auto‑logout
Login Instructions
Enter credentials → complete 2FA
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: Mon–Fri 8am–5pm CT
Products & Services
Accounts & Products
Checking
Community Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2.5
Savings
Community Savings
APY
$12.00%
Annual Earnings
$12.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Community Cash Card
Annual Fee
$0
Cash Back
$1%
APR Range
$14.99% - 24.99%
Network
$Mastercard
Mortgage
30-Year Fixed
Interest Rate
$4%
APR
$4.125%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$550,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Hills Bank and Trust Company?
Visit their website to explore account options and start your application