ICICI Bank Review
ICICI Bank is India’s largest private sector bank with a global presence, offering retail, corporate, and investment banking products.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | ICICI Advantage Checking | No monthly fee |
Savings: | ICICI Flexi Savings | 35.00% APY |
Credit: | ICICI Coral Credit Card | No annual fee |
Mortgage: | 30-Year Fixed | 4.00% interest rate |
Fee Rating
3.6/5
Lower is better
FDIC Insured
Yes
Certificate: 60223
Digital Banking
3.7/5
Online & Mobile Experience
Branch Network
500
Physical Locations
Key Features
- Extensive international network; diverse product suite; strong digital platform.
Bank Information
Routing Number
026007593
SWIFT Code
ICICUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Mumbai, India
Years in Business
31 years (Est. 1994)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–20 chars
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
SSL; device recognition
Login Instructions
Enter customer ID & password → verify
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
ICICI Advantage Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$40
ATM Fee
$3
Savings
ICICI Flexi Savings
APY
$35.00%
Annual Earnings
$35.00
Compounds
$Daily
Minimum Balance
$500
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
ICICI Coral Credit Card
Annual Fee
$0
Card Type
$Rewards
APR Range
$12.99% - 22.99%
Network
$Visa
Mortgage
30-Year Fixed
Interest Rate
$4%
APR
$4.125%
Term
$30 Years
Min Down Payment
$10%
Min Loan Amount
$50,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Good customer support
Digital Features
Ready to Start Banking with ICICI Bank?
Visit their website to explore account options and start your application