LGE Community Credit Union Review

LGE Community CU is a member‑owned cooperative serving West Georgia with a full suite of deposit, loan, and digital banking services.

4.5/5

Customer Satisfaction

1951

Established

$0.75

Total Assets

Featured Products

Checking:
LGE Free CheckingNo monthly fee
Savings:
LGE Savings12.00% APY
Credit:
LGE Visa Classic1% cash back
Mortgage:
30-Year Fixed3.75% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 261171480)

Fee Rating

2.9/5

Lower is better

FDIC Insured

Yes

Certificate: 261171480

Digital Banking

4.3/5

Online & Mobile Experience

Branch Network

6

Physical Locations

Key Features

  • No‑fee checking; high dividends; financial education.

Bank Information

Routing Number

261171480

SWIFT Code

LGECUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

770-424-0060

Mon–Fri 9am–5pm ET

Headquarters

Austell, GA, USA

Years in Business

74 years (Est. 1951)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

LGE Mobile

Password Requirements

6–20 alphanumeric

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

256‑bit SSL; auto‑logout

Login Instructions

Enter Member ID & password → verify code

Login Help

Call customer service: 770-424-0060

Hours: Mon–Fri 9am–5pm ET

Accounts & Products

Checking

LGE Free Checking

Monthly Fee

$0

Minimum Balance

$0

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$25

ATM Fee

$1.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

LGE Savings

APY

$12.00%

Annual Earnings

$12.00

Compounds

$Monthly

Minimum Balance

$25

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

LGE Visa Classic

Annual Fee

$0

Cash Back

$1%

APR Range

$13.99% - 23.99%

Network

$Visa

0% Intro APR for 12 months
View Details

Mortgage

30-Year Fixed

Interest Rate

$3.75%

APR

$3.85%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$400,000

First-Time Homebuyer Program
Member-Home Program
View Details

Digital Banking Experience

Mobile App Rating

4.2/5

Very Good mobile experience

Online Banking

4.3/5

Very Good online experience

Customer Service

4.4/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with LGE Community Credit Union?

Visit their website to explore account options and start your application