Liberty Bank Review

Liberty Bank and Trust Company is Louisiana’s largest African‑American‑led bank, offering personal, business, and wealth services across eight states.

4.1/5

Customer Satisfaction

1972

Established

$12.00

Total Assets

Featured Products

Checking:	Liberty Basic Checking	$8.00/month
Savings:	Liberty Savings	20.00% APY
Credit:	Liberty Platinum MasterCard	1.25% cash back
Mortgage:	30-Year Fixed	4.13% interest rate

FDIC insured up to $250,000 per depositor (Certificate: 061106683)

Fee Rating

3.4/5

Lower is better

FDIC Insured

Yes

Certificate: 061106683

Digital Banking

3.9/5

Online & Mobile Experience

Branch Network

Physical Locations

Key Features

Community focus; personalized service; strong wealth management.

Bank Information

Routing Number

061106683

SWIFT Code

LBOTUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-272-8859

24/7

Headquarters

New Orleans, LA, USA

Years in Business

53 years (Est. 1972)

Visit Official Website

Online Banking Login

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Liberty Mobile

Android App iOS App

Password Requirements

8–20 chars

Two-Factor Authentication

SMS, Email

Forgot Password

Reset Password

Security Features

SSL; biometric login

Enter credentials → complete 2FA

Call customer service: 1-800-272-8859

Hours: 24/7

Products & Services

Accounts & Products

Checking

Liberty Basic Checking

Monthly Fee

Minimum Balance

$300

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$35

ATM Fee

Mobile Banking

Mobile Deposit

Direct Deposit

View Details

Savings

Liberty Savings

APY

$20.00%

Annual Earnings

$20.00

Compounds

$Daily

Minimum Balance

$500

Monthly Fee

Withdrawal Limit

$6/month

Online Banking

Mobile Banking

Automatic Transfers

View Details

Credit Card

Liberty Platinum MasterCard

Annual Fee

Cash Back

$1.25%

APR Range

$14.99% - 24.99%

Network

$Mastercard

0% Intro APR for 12 months

View Details

Mortgage

30-Year Fixed

Interest Rate

$4.125%

APR

$4.25%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$60,000

Max Loan Amount

$750,000

Neighborhood Advantage

View Details

Digital Banking Experience

Mobile App Rating

3.8/5

Good mobile experience

Online Banking

3.9/5

Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay

Mobile check deposit

Person-to-person payments

Account alerts and notifications

Mobile wallet compatibility

Secure messaging

Ready to Start Banking with Liberty Bank?

Visit their website to explore account options and start your application

Visit Liberty Bank Website