MidFirst Bank Review
MidFirst Bank is the largest privately‑held bank in the U.S., offering consumer, commercial, mortgage, and trust services.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | MidFirst eChecking | No monthly fee |
Savings: | MidFirst Savings | 18.00% APY |
Credit: | MidFirst Visa Cash Back | 1% cash back |
Mortgage: | 30-Year Fixed | 4.25% interest rate |
Fee Rating
3.4/5
Lower is better
FDIC Insured
Yes
Certificate: 103000053
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
31
Physical Locations
Key Features
- Privately held; strong balance sheet; full product suite.
Bank Information
Routing Number
103000053
SWIFT Code
MDFRUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-327-1351
24/7
Headquarters
Oklahoma City, OK, USA
Years in Business
71 years (Est. 1954)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
Biometric; SSL
Login Instructions
Enter credentials → complete 2FA
Login Help
Call customer service: 1-800-327-1351
Hours: 24/7
Products & Services
Accounts & Products
Checking
MidFirst eChecking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$32
ATM Fee
$2.5
Savings
MidFirst Savings
APY
$18.00%
Annual Earnings
$18.00
Compounds
$Daily
Minimum Balance
$500
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
MidFirst Visa Cash Back
Mortgage
30-Year Fixed
Interest Rate
$4.25%
APR
$4.375%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$900,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with MidFirst Bank?
Visit their website to explore account options and start your application