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NBT Bank Checking Accounts

Compare all checking accounts offered by NBT Bank to find the best fit for your needs.

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About NBT Bank

NBT Bank offers a range of checking accounts designed to meet different banking needs and preferences.

Account Options

1 checking accounts available with different fee structures and features.

Security

FDIC insured deposits up to $250,000 per depositor.

NBT Freedom Checking

Monthly Fee

$10

Minimum Balance

$300

Card Type

Debit

Minimum Opening Deposit

$25

Overdraft Fee

$34

Out-of-network ATM Fee

$3 (Reimbursed)

NaN

Rewards Program

0.5% cashback

Mobile Banking
Mobile Deposit
Direct Deposit
Early Direct Deposit
ATM Fee Reimbursement
Early Direct Deposit
Rewards Program

Special Features

Mobile deposit

Ready to Open a Checking Account?

Visit the NBT Bank website to start your application or learn more about their checking accounts.

Visit NBT Bank Website