Rabobank N.A. Review

Rabobank N.A. is the US subsidiary of Rabobank Group, specializing in food & agribusiness financing and treasury services.

4.1/5

Customer Satisfaction

1972

Established

$50.00

Total Assets

Featured Products

Checking:
Rabobank Direct CheckingNo monthly fee
Savings:
Rabobank Savings5.00% APY
Credit:
Rabobank Agri Mastercard1.25% cash back
Mortgage:
30-Year Fixed4.10% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 322076406)

Fee Rating

3.5/5

Lower is better

FDIC Insured

Yes

Certificate: 322076406

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

40

Physical Locations

Key Features

  • Global ag expertise; specialized lending.

Bank Information

Routing Number

322076406

SWIFT Code

RABOUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-880-1266

Mon–Fri 8am–5pm PT

Headquarters

Los Angeles, CA, USA

Years in Business

53 years (Est. 1972)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Rabobank Mobile

Password Requirements

8–20 chars

Two-Factor Authentication

Token

Forgot Password

Reset Password

Security Features

Encryption; session timeout

Login Instructions

Enter company ID & password → verify

Login Help

Call customer service: 1-800-880-1266

Hours: Mon–Fri 8am–5pm PT

Accounts & Products

Checking

Rabobank Direct Checking

Monthly Fee

$0

Minimum Balance

$0

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$30

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Rabobank Savings

APY

$5.00%

Annual Earnings

$5.00

Compounds

$Monthly

Minimum Balance

$500

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Rabobank Agri Mastercard

Annual Fee

$0

Cash Back

$1.25%

APR Range

$13.99% - 23.99%

Network

$Mastercard

0% Intro APR for 12 months
View Details

Mortgage

30-Year Fixed

Interest Rate

$4.1%

APR

$4.225%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$800,000

Agri Lending Program
View Details

Digital Banking Experience

Mobile App Rating

4.1/5

Very Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Rabobank N.A.?

Visit their website to explore account options and start your application