RBC Royal Bank Review

Royal Bank of Canada is a global financial institution offering banking, wealth, and insurance services in 40+ countries.

3.8/5

Customer Satisfaction

1869

Established

$1.0 thousand

Total Assets

Featured Products

Checking:
RBC Signature Checking$22.00/month
Savings:
RBC High Interest Savings110.00% APY
Credit:
RBC Avion Visa20000
Mortgage:
30-Year Fixed3.75% interest rate

Fee Rating

3.8/5

Lower is better

FDIC Insured

No

Digital Banking

4.0/5

Online & Mobile Experience

Branch Network

1,200

Physical Locations

Key Features

  • Global footprint; premier services.

Bank Information

Routing Number

026009593

SWIFT Code

ROYCUS33

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-769-2555

Mon–Fri 8am–8pm ET

Headquarters

Toronto, ON, Canada

Years in Business

156 years (Est. 1869)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

RBC Mobile

Password Requirements

8–20 chars

Two-Factor Authentication

SMS

Forgot Password

Reset Password

Security Features

SSL; two‑factor

Login Instructions

Enter card # & password → verify

Login Help

Call customer service: 1-800-769-2555

Hours: Mon–Fri 8am–8pm ET

Accounts & Products

Checking

RBC Signature Checking

Monthly Fee

$22

Minimum Balance

$5000

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$45

ATM Fee

$5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

RBC High Interest Savings

APY

$110.00%

Annual Earnings

$110.00

Compounds

$Daily

Minimum Balance

$100

Monthly Fee

$10

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

RBC Avion Visa

Annual Fee

$120

Card Type

$Travel

APR Range

$12.49% - 19.49%

Network

$Visa

0% Intro APR for 12 months
Signup Bonus: 20000
View Details

Mortgage

30-Year Fixed

Interest Rate

$3.75%

APR

$3.875%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$100,000

Max Loan Amount

$1,500,000

RBC Home Trust
View Details

Digital Banking Experience

Mobile App Rating

3.9/5

Good mobile experience

Online Banking

4.0/5

Very Good online experience

Customer Service

4.1/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with RBC Royal Bank?

Visit their website to explore account options and start your application