Regions Bank Review

Regions Bank provides personal and commercial banking, mortgage, and wealth management services across the South and Midwest.

3.8/5

Customer Satisfaction

1971

Established

$150.00

Total Assets

Featured Products

Checking:
Regions Now CheckingNo monthly fee
Savings:
Regions Savings10.00% APY
Credit:
Regions Cash Back Visa1% cash back
Mortgage:
30-Year Fixed4.15% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 061000146)

Fee Rating

3.5/5

Lower is better

FDIC Insured

Yes

Certificate: 061000146

Digital Banking

3.9/5

Online & Mobile Experience

Branch Network

1,500

Physical Locations

Key Features

  • Strong regional brand; digital innovation.

Bank Information

Routing Number

061000146

SWIFT Code

RFBIUS44

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-734-4667

24/7

Headquarters

Birmingham, AL, USA

Years in Business

54 years (Est. 1971)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Regions Mobile

Password Requirements

8–20 chars

Two-Factor Authentication

SMS, Authenticator

Forgot Password

Reset Password

Security Features

Biometric; SSL

Login Instructions

Enter credentials → complete 2FA

Login Help

Call customer service: 1-800-734-4667

Hours: 24/7

Accounts & Products

Checking

Regions Now Checking

Monthly Fee

$0

Minimum Balance

$0

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$34

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Regions Savings

APY

$10.00%

Annual Earnings

$10.00

Compounds

$Monthly

Minimum Balance

$25

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Regions Cash Back Visa

Annual Fee

$0

Cash Back

$1%

APR Range

$13.74% - 23.74%

Network

$Visa

0% Intro APR for 12 months
View Details

Mortgage

30-Year Fixed

Interest Rate

$4.15%

APR

$4.275%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$900,000

First-Time Homebuyer Program
Regions Path
View Details

Digital Banking Experience

Mobile App Rating

4.0/5

Very Good mobile experience

Online Banking

3.9/5

Good online experience

Customer Service

3.9/5

Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Regions Bank?

Visit their website to explore account options and start your application