Santander Bank Review
Santander Bank, N.A. provides retail and commercial banking across the northeastern U.S., backed by the Santander Group.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Santander Essential Checking | $8.00/month |
Savings: | Santander Savings | 20.00% APY |
Credit: | Santander Cash Back Card | 1.5% cash back |
Mortgage: | 30-Year Fixed | 4.00% interest rate |
Fee Rating
3.2/5
Lower is better
FDIC Insured
Yes
Certificate: 4482
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
600
Physical Locations
Key Features
- International backing; modern digital tools; rewards programs.
Bank Information
Routing Number
011075150
SWIFT Code
SANBUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-877-768-2265
24/7
Headquarters
Boston, MA, USA
Years in Business
168 years (Est. 1857)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS, Email
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL
Login Instructions
Enter credentials → complete 2FA
Login Help
Call customer service: 1-877-768-2265
Hours: 24/7
Products & Services
Accounts & Products
Checking
Santander Essential Checking
Monthly Fee
$8
Minimum Balance
$300
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$34
ATM Fee
$3
Savings
Santander Savings
APY
$20.00%
Annual Earnings
$20.00
Compounds
$Daily
Minimum Balance
$100
Monthly Fee
$5
Withdrawal Limit
$6/month
Credit Card
Santander Cash Back Card
Annual Fee
$0
Cash Back
$1.5%
APR Range
$13.99% - 24.99%
Network
$Mastercard
Mortgage
30-Year Fixed
Interest Rate
$4%
APR
$4.125%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Santander Bank?
Visit their website to explore account options and start your application