Simmons First National Bank Review
Simmons Bank provides personal and commercial banking, mortgage, and wealth services across the South.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Simmons Essential Checking | $6.00/month |
Savings: | Simmons Savings | 25.00% APY |
Credit: | Simmons Cash Back Mastercard | 1% cash back |
Mortgage: | 30-Year Fixed | 4.25% interest rate |
Fee Rating
3.3/5
Lower is better
FDIC Insured
Yes
Certificate: 6734
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
150
Physical Locations
Key Features
- Regional expertise; small-business focus.
Bank Information
Routing Number
082901400
SWIFT Code
SFNBUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-748-1400
Mon–Fri 8am–5pm CT
Headquarters
Pine Bluff, AR, USA
Years in Business
122 years (Est. 1903)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS, Phone
Forgot Password
Reset PasswordSecurity Features
SSL; biometric
Login Instructions
Enter credentials → complete 2FA
Login Help
Call customer service: 1-800-748-1400
Hours: Mon–Fri 8am–5pm CT
Products & Services
Accounts & Products
Checking
Simmons Essential Checking
Monthly Fee
$6
Minimum Balance
$200
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$35
ATM Fee
$3
Savings
Simmons Savings
APY
$25.00%
Annual Earnings
$25.00
Compounds
$Daily
Minimum Balance
$500
Monthly Fee
$5
Withdrawal Limit
$6/month
Credit Card
Simmons Cash Back Mastercard
Annual Fee
$0
Cash Back
$1%
APR Range
$14.49% - 24.49%
Network
$Mastercard
Mortgage
30-Year Fixed
Interest Rate
$4.25%
APR
$4.375%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$700,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Simmons First National Bank?
Visit their website to explore account options and start your application