Space Coast Credit Union Review
SCCU serves aerospace and defense employees in Florida with checking, savings, and education programs.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | SCCU Free Checking | No monthly fee |
Savings: | SCCU Savings | 22.00% APY |
Credit: | SCCU Rewards Mastercard | 1.25% cash back |
Mortgage: | 15-Year Fixed | 3.85% interest rate |
Fee Rating
3.0/5
Lower is better
FDIC Insured
No
Digital Banking
4.1/5
Online & Mobile Experience
Branch Network
25
Physical Locations
Key Features
- Member-centric; competitive rates.
Bank Information
Routing Number
267070131
SWIFT Code
SCFCUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-447-7228
Mon–Fri 8am–6pm ET
Headquarters
Melbourne, FL, USA
Years in Business
74 years (Est. 1951)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–12 digits
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL
Login Instructions
Enter member ID & PIN → verify
Login Help
Call customer service: 1-800-447-7228
Hours: Mon–Fri 8am–6pm ET
Products & Services
Accounts & Products
Checking
SCCU Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$27.5
ATM Fee
$2
Savings
SCCU Savings
APY
$22.00%
Annual Earnings
$22.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
SCCU Rewards Mastercard
Annual Fee
$0
Cash Back
$1.25%
APR Range
$14.99% - 24.99%
Network
$Mastercard
Mortgage
15-Year Fixed
Interest Rate
$3.85%
APR
$3.975%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$40,000
Max Loan Amount
$500,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Space Coast Credit Union?
Visit their website to explore account options and start your application