TFCU (Teachers Federal Credit Union) Review
TFCU provides checking, savings, and lending to Michigan educators and their families with strong member service.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | TFCU Free Checking | No monthly fee |
Savings: | TFCU Savings | 16.00% APY |
Credit: | TFCU Visa Rewards | 1% cash back |
Mortgage: | 15-Year Fixed | 3.25% interest rate |
Fee Rating
3.1/5
Lower is better
FDIC Insured
No
Digital Banking
4.0/5
Online & Mobile Experience
Branch Network
5
Physical Locations
Key Features
- Educator focus; low fees.
Bank Information
Routing Number
272476687
SWIFT Code
TFCUUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-264-4328
Mon–Fri 8am–6pm ET
Headquarters
Lansing, MI, USA
Years in Business
73 years (Est. 1952)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–12 digits
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
Encryption; auto‑logout
Login Instructions
Enter member # & PIN → verify
Login Help
Call customer service: 1-800-264-4328
Hours: Mon–Fri 8am–6pm ET
Products & Services
Accounts & Products
Checking
TFCU Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$25
ATM Fee
$1.5
Savings
TFCU Savings
APY
$16.00%
Annual Earnings
$16.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
TFCU Visa Rewards
Mortgage
15-Year Fixed
Interest Rate
$3.25%
APR
$3.35%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$40,000
Max Loan Amount
$550,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with TFCU (Teachers Federal Credit Union)?
Visit their website to explore account options and start your application