U.S. Bank Review
U.S. Bank is a national financial institution based in Minneapolis, offering comprehensive banking, investment, and payment services.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | U.S. Bank Easy Checking | No monthly fee |
Savings: | U.S. Bank Standard Savings | 5.00% APY |
Credit: | U.S. Bank Cash+® Visa Signature | 3% cash back |
Mortgage: | 30-Year Fixed | 4.15% interest rate |
Fee Rating
3.6/5
Lower is better
FDIC Insured
Yes
Certificate: 351000
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
2,500
Physical Locations
Key Features
- National branch network; robust digital platform.
Bank Information
Routing Number
091000022
SWIFT Code
USBKUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-872-2657
24/7
Headquarters
Minneapolis, MN, USA
Years in Business
162 years (Est. 1863)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS, Authenticator
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; biometric
Login Instructions
Enter user ID & password → complete 2FA
Login Help
Call customer service: 1-800-872-2657
Hours: 24/7
Products & Services
Accounts & Products
Checking
U.S. Bank Easy Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$36
ATM Fee
$3
Savings
U.S. Bank Standard Savings
APY
$5.00%
Annual Earnings
$5.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
U.S. Bank Cash+® Visa Signature
Mortgage
30-Year Fixed
Interest Rate
$4.15%
APR
$4.275%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with U.S. Bank?
Visit their website to explore account options and start your application