Webster Bank Review

Webster Bank offers commercial, consumer, and wealth services primarily in the Northeast, emphasizing personalized relationships.

4.1/5

Customer Satisfaction

1935

Established

$55.00

Total Assets

Featured Products

Checking:
Webster Essentials Checking$8.00/month
Savings:
Webster Savings5.00% APY
Credit:
Webster Cash Rewards Visa1% cash back
Mortgage:
30-Year Fixed3.75% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 211170696)

Fee Rating

3.4/5

Lower is better

FDIC Insured

Yes

Certificate: 211170696

Digital Banking

3.9/5

Online & Mobile Experience

Branch Network

160

Physical Locations

Key Features

  • Strong regional focus; wealth management expertise.

Bank Information

Routing Number

211170696

SWIFT Code

WBTCUS33

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-325-2424

24/7

Headquarters

Waterbury, CT, USA

Years in Business

90 years (Est. 1935)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Webster Mobile

Password Requirements

8–20 chars

Two-Factor Authentication

SMS, Authenticator

Forgot Password

Reset Password

Security Features

256‑bit SSL

Login Instructions

Enter user ID & password → complete 2FA

Login Help

Call customer service: 1-800-325-2424

Hours: 24/7

Accounts & Products

Checking

Webster Essentials Checking

Monthly Fee

$8

Minimum Balance

$300

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$34

ATM Fee

$3

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Webster Savings

APY

$5.00%

Annual Earnings

$5.00

Compounds

$Monthly

Minimum Balance

$100

Monthly Fee

$0

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Webster Cash Rewards Visa

Annual Fee

$0

Cash Back

$1%

APR Range

$13.99% - 23.99%

Network

$Visa

0% Intro APR for 12 months
View Details

Mortgage

30-Year Fixed

Interest Rate

$3.75%

APR

$3.875%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$600,000

First-Time Homebuyer Program
Webster Home Advantage
View Details

Digital Banking Experience

Mobile App Rating

4.0/5

Very Good mobile experience

Online Banking

3.9/5

Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Webster Bank?

Visit their website to explore account options and start your application