Wells Fargo Review

Wells Fargo is a leading national bank offering banking, investment, mortgage, and consumer finance products to millions of customers.

3.9/5

Customer Satisfaction

1852

Established

$1.8 thousand

Total Assets

Featured Products

Checking:	Wells Fargo Everyday Checking	$10.00/month
Savings:	Way2Save Savings	3.00% APY
Credit:	Wells Fargo Cash Wise Visa	1.5% cash back
Mortgage:	30-Year Fixed	4.00% interest rate

FDIC insured up to $250,000 per depositor (Certificate: 121000248)

Fee Rating

3.6/5

Lower is better

FDIC Insured

Yes

Certificate: 121000248

Digital Banking

4.1/5

Online & Mobile Experience

Branch Network

5,200

Physical Locations

Key Features

Extensive branch network; broad product suite.

Bank Information

Routing Number

121000248

SWIFT Code

WFBIUS6S

Branch Hours

Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed

Customer Service

1-800-869-3557

24/7

Headquarters

San Francisco, CA, USA

Years in Business

173 years (Est. 1852)

Visit Official Website

Online Banking Login

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Wells Fargo Mobile

Android App iOS App

Password Requirements

8–20 chars

Two-Factor Authentication

SMS, Push

Forgot Password

Reset Password

Security Features

256‑bit SSL; device recognition

Enter username & password → complete 2FA

Call customer service: 1-800-869-3557

Hours: 24/7

Products & Services

Accounts & Products

Checking

Wells Fargo Everyday Checking

Monthly Fee

$10

Minimum Balance

Card Type

$Debit

Minimum Deposit

$25

Overdraft Fee

$35

ATM Fee

$2.5

Mobile Banking

Mobile Deposit

Direct Deposit

View Details

Savings

Way2Save Savings

APY

$3.00%

Annual Earnings

$3.00

Compounds

$Monthly

Minimum Balance

$500

Monthly Fee

Withdrawal Limit

$6/month

Online Banking

Mobile Banking

Automatic Transfers

View Details

Credit Card

Wells Fargo Cash Wise Visa

Annual Fee

Cash Back

$1.5%

APR Range

$14.99% - 24.99%

Network

$Visa

0% Intro APR for 12 months

View Details

Mortgage

30-Year Fixed

Interest Rate

$4%

APR

$4.125%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$75,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program

Wells Fargo Home Rewards

View Details

Digital Banking Experience

Mobile App Rating

4.2/5

Very Good mobile experience

Online Banking

4.1/5

Very Good online experience

Customer Service

4.0/5

Very Good customer support

Digital Features

Online bill pay

Mobile check deposit

Person-to-person payments

Account alerts and notifications

Mobile wallet compatibility

Secure messaging

Ready to Start Banking with Wells Fargo?

Visit their website to explore account options and start your application

Visit Wells Fargo Website