Woodforest National Bank Review
Woodforest National Bank delivers personal and small‑business banking, with branches often co‑located in retail stores for convenience.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Woodforest Advantage Checking | No monthly fee |
Savings: | Woodforest Savings | 2.00% APY |
Credit: | Woodforest Secured Visa | No annual fee |
Mortgage: | 15-Year Fixed | 3.50% interest rate |
Fee Rating
3.3/5
Lower is better
FDIC Insured
Yes
Certificate: 113107916
Digital Banking
3.7/5
Online & Mobile Experience
Branch Network
700
Physical Locations
Key Features
- Convenience store locations; community focus.
Bank Information
Routing Number
113107916
SWIFT Code
WOFOUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-855-680-1144
Mon–Fri 8am–6pm CT
Headquarters
The Woodlands, TX, USA
Years in Business
45 years (Est. 1980)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
SSL; timeout
Login Instructions
Enter user ID & password → complete 2FA
Login Help
Call customer service: 1-855-680-1144
Hours: Mon–Fri 8am–6pm CT
Products & Services
Accounts & Products
Checking
Woodforest Advantage Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$30
ATM Fee
$2
Savings
Woodforest Savings
APY
$2.00%
Annual Earnings
$2.00
Compounds
$Monthly
Minimum Balance
$25
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Woodforest Secured Visa
Annual Fee
$0
Card Type
$Secured
APR Range
$19.99% - 29.99%
Network
$Visa
Mortgage
15-Year Fixed
Interest Rate
$3.5%
APR
$3.625%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$30,000
Max Loan Amount
$500,000
Digital Banking Experience
Mobile App Rating
Good mobile experience
Online Banking
Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Woodforest National Bank?
Visit their website to explore account options and start your application