PNC Bank PNC Points Visa
Credit Card
Card Overview
The PNC Points Visa credit card from PNC Bank offers competitive features and rewards.
Key Features
- Credit card with fraud protection
- Online account management
- Mobile app access
- 1.0% cash back on purchases
Card Basics
Quick Facts
Rates & Fees
| Rate Type | APR | Details |
|---|---|---|
| Purchase APR | 14.99% - 24.99% | Variable based on creditworthiness |
| Introductory APR | 0.00% | For 12 months |
| Cash Advance APR | 26.99% | Higher rate applies to cash advances |
| Penalty APR | Up to 29.99% | May apply if you miss payments |
About APR
APR (Annual Percentage Rate) reflects the yearly interest rate you'll be charged if you carry a balance on your card. Variable APRs may change with the market based on the Prime Rate. Rates, fees, and terms are subject to change.
Features & Benefits
Card Benefits
Enjoy credit card rewards, cash back, and exclusive perks with your card.
Rewards Program
Earn 1% cash back on eligible purchases.
Fraud Protection
Your card comes with built-in fraud monitoring and zero liability protection.
Digital Wallet
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless payments.
Card Requirements & Application
Eligibility Requirements
Basic Requirements
Must be at least 18 years of age and a U.S. resident with a valid Social Security Number.
Credit Score
Recommended credit score: Good
Income Requirements
Stable income and ability to make monthly payments. Income verification may be required.
Card Benefits
Cash Back Rewards
Earn 1% cash back on purchases.
Introductory APR
0% intro APR for 12 months on purchases and/or balance transfers.
How to Apply
You can apply for the PNC Points Visa card through one of these convenient methods:
In Person
Visit any PNC Bank branch location.
Online
Apply through the PNC Bank website.
By Phone
Call the bank's customer service line.
Ready to open a PNC Points Visa?
Start enjoying the benefits of the PNC Bank PNC Points Visa today. The application process is quick and straightforward.
Or call PNC Bank customer service for assistance