University Federal Credit Union UFCU Savings
Regular Savings
Account Overview
A savings account designed to help you grow your money with competitive interest rates.
Key Features
- Earn 12.00% APY
- Online and mobile banking access
- 6 withdrawals per month
- FDIC insured deposits
Account Basics
Quick Facts
Current APY
12.00%
Monthly Fee
$0.00
Fees and Rates
| Fee Type | Amount | Details |
|---|---|---|
| Monthly Maintenance | $0.00 | No monthly fee |
| Paper Statements | $5.00 | Per statement cycle, waived with e-statements |
| ATM Withdrawals | $0 | At bank-owned ATMs. Other ATM fees may apply. |
Additional fees may apply for specialized services such as wire transfers, cashier's checks, and other banking services not listed here.
Features & Benefits
Online Banking
Access your account anytime with secure online banking. View transactions, transfer funds, and pay bills.
Mobile Banking
Bank on the go with our mobile app. Deposit checks, pay bills, and manage your account from your phone.
Direct Deposit
Get your paycheck faster and more conveniently with automatic direct deposit.
Account Requirements
Opening Requirements
Eligibility
Available to U.S. citizens and residents with a valid Social Security Number or Tax ID.
Initial Deposit
Minimum opening deposit of $25.00
Identification
Government-issued photo ID required, along with proof of address if different from ID.
Ongoing Requirements
Minimum Balance
Maintain a minimum balance of $25.00 to avoid the monthly maintenance fee.
Account Inactivity
Accounts may be subject to inactivity fees if there is no activity for an extended period.
How to Apply
You can open a UFCU Savings account through one of these convenient methods:
In Person
Visit any University Federal Credit Union branch location.
Online
Apply through the University Federal Credit Union website.
By Phone
Call the bank's customer service line.
Ready to open a UFCU Savings?
Start enjoying the benefits of the University Federal Credit Union UFCU Savings today. The application process is quick and straightforward.
Or call University Federal Credit Union customer service for assistance