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Bank of America Savings Accounts

Compare all savings accounts offered by Bank of America to find the best rate for your money.

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About Bank of America Savings

Bank of America offers 1 savings accounts with competitive interest rates and flexible terms.

Highest APY

0.01% on the Advantage Savings

Security

FDIC insured deposits up to $250,000 per depositor.

Advantage Savings

Regular

APY

0.01%

Compounds monthly

Annual Earnings

$1

on $10,000 balance

Minimum Deposit

$100

Minimum Balance

$500

Monthly Fee

$8

Can be waived: Maintain $500 balance or link to checking

Withdrawal Limit

6/month ($10 fee after)

ATM Access

Special Features

Preferred Rewards

Savings Account Tips

Finding the Best Savings Account

  • • Look for accounts with the highest APY for your deposit amount
  • • Consider accounts with no monthly maintenance fees
  • • Check minimum balance requirements to avoid fees
  • • Understand withdrawal limits and fees
  • • Verify if interest rates are fixed or variable

Maximizing Your Savings

  • • Set up automatic deposits from your checking account
  • • Maintain the minimum balance to avoid fees
  • • Consider laddering multiple accounts for different goals
  • • Review and compare rates annually
  • • Use online and mobile banking to track your progress

Ready to Start Saving?

Visit the Bank of America website to open a savings account and start earning interest on your deposits.

Visit Bank of America Website