Bank of America Review
One of the largest banks in the U.S. with nationwide branches.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Advantage Plus Banking | $12.00/month |
Savings: | Advantage Savings | 1.00% APY |
Credit: | Customized Cash Rewards | 3% cash back |
Mortgage: | 30 Year Fixed | 6.30% interest rate |
Fee Rating
3.0/5
Lower is better
FDIC Insured
Yes
Certificate: 3510
Digital Banking
4.5/5
Online & Mobile Experience
Branch Network
3,800
Physical Locations
Key Features
- Wide product range, advanced digital tools.
Bank Information
Routing Number
053000196
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-14:00"}
Customer Service
1-800-XXX-XXXX
24/7
Headquarters
Charlotte, NC
Years in Business
121 years (Est. 1904)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, letters, numbers, special character
Two-Factor Authentication
SMS code, Email code, Biometric
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login, fraud monitoring
Login Instructions
Log in with username and password; use SMS, email, or biometric for verification.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Advantage Plus Banking
Monthly Fee
$12
Minimum Balance
$1500
Card Type
$Debit
Minimum Deposit
$100
Overdraft Fee
$35
ATM Fee
$2.5
Savings
Advantage Savings
APY
$1.00%
Annual Earnings
$1.00
Compounds
$Monthly
Minimum Balance
$500
Monthly Fee
$8
Withdrawal Limit
$6/month
Credit Card
Customized Cash Rewards
Annual Fee
$0
Cash Back
$3%
APR Range
$15.99% - 25.99%
Network
$Visa
Mortgage
30 Year Fixed
Interest Rate
$6.3%
APR
$6.45%
Term
$30 Years
Min Down Payment
$3%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Excellent mobile experience
Online Banking
Excellent online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Bank of America?
Visit their website to explore account options and start your application