Bank of America Customized Cash Rewards
Credit Card
Card Overview
The Customized Cash Rewards credit card from Bank of America offers competitive features and rewards.
Key Features
- Credit card with fraud protection
- Online account management
- Mobile app access
- 3.0% cash back on purchases
- Rewards in categories: Gas, dining, travel
- Sign-up bonus: $200 cash back
Card Basics
Quick Facts
Annual Fee
No Annual Fee
Cash Back Rate
3%
Intro APR Offer
0% for 15 months
Sign-up Bonus
$200 cash back
Spend $1,000 in 90 days
Rates & Fees
| Rate Type | APR | Details |
|---|---|---|
| Purchase APR | 15.99% - 25.99% | Variable based on creditworthiness |
| Introductory APR | 0.00% | For 15 months |
| Cash Advance APR | 27.99% | Higher rate applies to cash advances |
| Penalty APR | Up to 30.99% | May apply if you miss payments |
About APR
APR (Annual Percentage Rate) reflects the yearly interest rate you'll be charged if you carry a balance on your card. Variable APRs may change with the market based on the Prime Rate. Rates, fees, and terms are subject to change.
Features & Benefits
Card Benefits
Enjoy credit card rewards, cash back, and exclusive perks with your card.
Rewards Program
Earn 3% cash back on eligible purchases.
Fraud Protection
Your card comes with built-in fraud monitoring and zero liability protection.
Digital Wallet
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless payments.
Card Requirements & Application
Eligibility Requirements
Basic Requirements
Must be at least 18 years of age and a U.S. resident with a valid Social Security Number.
Credit Score
Recommended credit score: Excellent
Income Requirements
Stable income and ability to make monthly payments. Income verification may be required.
Card Benefits
Cash Back Rewards
Earn 3% cash back on purchases. Higher rates in categories: Gas, dining, travel.
Introductory APR
0% intro APR for 15 months on purchases and/or balance transfers.
Travel Benefits
Travel assistance
How to Apply
You can apply for the Customized Cash Rewards card through one of these convenient methods:
In Person
Visit any Bank of America branch location.
Online
Apply through the Bank of America website.
By Phone
Call the bank's customer service line.
Ready to open a Customized Cash Rewards?
Start enjoying the benefits of the Bank of America Customized Cash Rewards today. The application process is quick and straightforward.
Or call Bank of America customer service for assistance