BECU Review
A credit union serving Washington state, originally for Boeing employees.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Member Advantage Checking | No monthly fee |
Savings: | Member Advantage Savings | 400.00% APY |
Credit: | Visa Cash Back | 1.5% cash back |
Mortgage: | 5/5 ARM | 5.90% interest rate |
Fee Rating
3.9/5
Lower is better
FDIC Insured
No
Certificate: 62759
Digital Banking
4.4/5
Online & Mobile Experience
Branch Network
50
Physical Locations
Key Features
- High APYs, low fees.
Bank Information
Routing Number
325081403
Branch Hours
{"Mon-Fri": "9:00-18:00", "Sat": "9:00-13:00"}
Customer Service
1-800-XXX-XXXX
M-F 8-7
Headquarters
Tukwila, WA
Years in Business
90 years (Est. 1935)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, letters, numbers, special character
Two-Factor Authentication
SMS code, Email code, Biometric
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login, fraud alerts
Login Instructions
Enter credentials; verify with SMS, email, or biometric.
Login Help
Call customer service: 1-800-XXX-XXXX
Hours: M-F 8-7
Products & Services
Accounts & Products
Checking
Member Advantage Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$25
ATM Fee
$2
Savings
Member Advantage Savings
APY
$400.00%
Annual Earnings
$400.00
Compounds
$Monthly
Minimum Balance
$500
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Visa Cash Back
Annual Fee
$0
Cash Back
$1.5%
APR Range
$10.99% - 20.99%
Network
$Visa
Mortgage
5/5 ARM
Interest Rate
$5.9%
APR
$6.05%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$1,000,000
Digital Banking Experience
Mobile App Rating
Excellent mobile experience
Online Banking
Very Good online experience
Customer Service
Excellent customer support
Digital Features
Ready to Start Banking with BECU?
Visit their website to explore account options and start your application